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JBK CONSULTANTS
1920 Bristol Road
Southampton, Pennsylvania 18966
267-269-9257 fax: 215-355-9376
Joel B. Kipphut
cell: 267-269-9257
e-mail: jbkipphut@verizon.net
web: www.kipphutassoc.com
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Providing expert witness service to the legal profession, both plaintiff and defense, in matters
relating to insurance coverage issues, good faith/bad faith claims handling, industry practices, damage
valuations and subrogation. I have over 38 years experience as a salvor, independent insurance adjuster,
public adjuster and educator in adjusting. Throughout this time period, I have personally handled over
10,000 claims ranging from small homeowners losses to multi-million dollar commercial losses, including
manufacturing losses and a specialty steel mill. I have acted as an appraiser as well as having been
appointed as an umpire over 95 times in the last fourteen years to settle disputes between insureds and
insurers. I have also been engaged by Counsel in litigation matters more than 65 times in the last 12 years.
I am recognized as an honest, objective and impartial individual in the claims industry.
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EDUCATION:
The Citadel, The Military College of South Carolina BA - Political Science
Courses and Seminars Attended
Annual Seminars
Cozen O'Connor
White and Williams
Insurance Bad Faith Claims
Insurance Society of Philadelphia
AIC 30, AIC 35
Analysis of Financial Statements 1986
Ethics at Work 2001, 2003
Property Loss Research Bureau
1983, 1987, 1991, 1995, 1996, 1997
Loss Executives Association
Mid-Winter - 1991, 1993, 1995, 1997, 1999, 2001
2003 (Ethics in Claims) Presenter, 2004
Summer - 1997, 2003 (Ethics in Claims) Presenter, 2005
Penn State University
1981 Arson/Fraud Seminar
Insurance Placement Facility of PA/Philadelphia FMD/Bensalem FMD
1997 Joint Arson Seminar
National Forum for Property Loss Professionals
Attended Seminars
1985, 1989, 1990, 1991
Served as Group Leaders at Seminars
1992, 1993, 1994
1996, 1997, 1999
2002, 2004, 2005
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Teaching
1997, 1999, 2001 - Property Claims Adjusting (Insurance Society of Philadelphia Courses)
2000 - Actual Cash Value/Broad Evidence in the Adjustment of Losses
2002 - Do's and Don'ts of Adjusting
2004 - Adjuster Training Program (Pennsylvania Lumbermens Insurance Company)
License/Designations
State of Delaware #117755 1974 -
Pennsylvania Public Adjusting License #499019 2007 -
New Jersey Public Adjusting License #1140240 2007 -
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EXPERIENCE:
2009-Present General Adjuster with Curley Adjustment Bureau adjusting 1st party property claims.
1997-Present Litigation support-in addition to handling claims, I have been engaged over 65
times as a consultant or expert witness by either plaintiff or defense counsel.
2007-2009 Public Adjuster with Stephen R. Figlin, Inc. cordinating and handling claims
and assisting in various consulting assignments.
2006 Engaged by Claims International to provide office management and
organizational services as well as claims handling.
2005 Appointed as impartial umpire by The Court of Common-Schuylkill County.
1997 Received designation of Registered Professional Adjuster.
Named to National Advisory Council - Eastern Region - NAIIA.
Formed JBK Consultants, Litigation Support.
Proposed and taught several seminars for the Insurance Society of Philadelphia
including the "Property Claims Adjusting" courses for several years.
Named as adjuster of record for Delaware Valley Insurance Trust.
Engaged by Pennsylvania Lumbermens Mutual Insurance Co. to assist in
training of staff adjusters in first party property claims.
1990 Founded my own firm of J.B. Kipphut & Associates, Inc. to engage in the
investigation, evaluation and adjustment of first party property
insurance claims on behalf of insurance companies.
1973-1990 Partner and adjuster in the firm of William J. Miller Jr., Associates, Inc.
Started as an adjuster in 1973, made a partner in the firm in 1981.
Activities included adjusting homeowners and commercial losses as well
as cargo and inland marine losses.
Acted as both appraiser and umpire in numerous disputes between
various insurance companies and insureds.
Heavily involved in administrative functions and responsibilities.
In charge of firm move from Philadelphia to Plymouth Meeting, PA (1988).
1972-1973 Employed by the Underwriters Salvage Company of New York as a
Superintendent of salvage. Responsible for inventories, movement of
salvage for sale and/or protection as well as determination of loss
and damage figures on stock losses.
1971-1972 Counterintelligence Staff Officer, assigned to the 219th Military Intelligence
Detachment III Corps HQ, United States Army, Republic of Vietnam.
1970-1971 Executive Officer and then Commanding Officer of the Tampa Field Office
(Florida) 111th Military Intelligence Group, United States Army.
1969-1970 Attended Armor Officers Basic School at Fort Knox, Kentucky and the
Counterintelligence Officers Course at Fort Holabird, Maryland.
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MEMBERSHIPS:
Insurance Society of Philadelphia (ISOP)
Insurance Expert Network, LLC (IEN)
Loss Executives Association (LEA)
National Association pf Public Insurance Adjusters (NAPIA)
Independent Insurance Adjusters (NAIIA)
Society of Registered Professional Adjusters (RPA)
AFFILIATIONS:
Philadelphia Loss Conference - Past President
Greater Philadelphia Chamber of Commerce
Blue Goose International
Vestry - Emmanuel Episcopal Church – Past Member/Committee Chairman
YMCA, Northeast Branch - Management Committee – Past Member
The Citadel Alumni Association (Past President DVCC)
Joseph H. Brown Lodge #751 F and AM - Past Master
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